Aside from our other consumer loans, we also offer these special loan products to meet the unique needs of many of our customers.
Upon completion of the application form, please scan and email it to consumer-loan@unitedbankofphiladelphia.com, bring it to a local branch office, or call (215)351-4600 for more information.
| Features | Limitations | Terms |
| Mini Phil | ||
The Mini Phil Home improvement Loan program helps Philadelphia homeowners with less than perfect credit obtain the money needed to make emergency repairs or to do small projects. Leftover funds may be used to payoff existing debt. |
Borrow up to $10,000 Fixed interest rate No equity in property required No bank fees Free inspection of completed work |
Must own and live in the house that requires repairs Income cannot exceed the guidelines |
| PHIL Plus | ||
The PHIL Plus Home improvement Loan program helps Philadelphia homeowners with less-than-perfect credit obtain the money needed to do large repairs or to make big improvements. Leftover funds may be used to payoff existing debt. |
Borrow up to $25,000 Fixed interest rate No equity in property required No bank fees Free inspection of completed work |
Must own and live in the house that needs repairs Income cannot exceed the guidelines |
| Student Loans | ||
Subsidized Federal Stafford Loan Unsubsidized Federal Stafford Loan Plus Loans
|
Full & half-time undergraduate and graduate students Year 1- $2,625 Graduate/Professional- $18,500 Full & half-time undergraduate and graduate students For parents of dependent undergraduate students |
Variable rates are set by the federal government and are adjusted annually Rates are capped at 8.25% United Bank charges no fees
|
Contact us at (215)351-4600 for more information on available rates and terms
