Personal Banking - Consumer Loans

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We offer a variety of financing options to suit your
personal needs - with competitive rates and a fast, easy application process.

Upon completion of the application form, please scan and email it to consumer-loan@unitedbankofphiladelphia.com, bring it to a local branch office, or call (215)351-4600 for more information.

Features Limitations
United Blue Secured Loans

Utilize funds for bill consolidation, home improvements or minor purchases

Competitive fixed rate for the life of the loan

Funds equal to the loan amount are placed in a Certificate of Deposit and held by the Bank until the loan is paid off

Fixed rate for the life of the loan

Minimum $1,000

Maximum $100,000

United Blue Overdraft Protection

Protects clients from overdrawing checking account

Competitive interest rate

No collateral needed

Must possess excellent credit rating

Variable interest rate

Minimum: $1,500

Maximum $2,500

United Blue Secured VISA

Ideal for customers that have never had credit or have difficulty getting credit

DepositĀ  $200 and the Bank will extend an additional $100 in available credit

Fixed rate

Minimum: $200

Maximum $ 5,000

United Blue Home Equity Loans/Lines

Utilize funds for bill consolidation, home improvements or minor purchases

Competitive rate

Certain types of home equity loans can be tax deductible. Consult a tax advisor or accountant for guidance

Must be a homeowner to obtain the loan /line

For primary residence only

Auto Loan

Utilize funds to purchase a new or used automobile

Competitive fixed rate for the life of the loan

Bank will hold the title to the automobile until the loan is paid in full

Fixed rate for the life of the loan


Contact us at (215)351-4600 for more information on available rates and terms