Personal Banking - Checking Accounts

Each one of our full range of checking products comes with personalized attention and greater flexibility.

Features Limitations Account Fees
United Blue

To be established

 

 
United Blue Unlimited Regular Checking

Unlimited check writing ability

No monthly fee if direct deposit agreement is arranged

Free first order of checks

Free debit card

Free on-line banking with bill-pay

Free usage of United Bank ATMs  

Must open account with a minimum of $50.00

No fee if account is funded by direct deposit or automatic withdrawal.

$9.00 monthly fee if direct deposit is not established.

United Blue Senior Checking

Product for customers 50 and over

Unlimited check writing ability

Helps budget funds with one flat fee a month

ATM check card available

Must deposit $50 to open this account

A monthly fee of $8 is imposed on this account

United Blue Student

To be established

 

 

United Blue Interest

Unlimited check writing ability

ATM or check card available

Helps to budget funds with flat rate monthly fees

Must deposit $50 to open this account

A monthly fee of $ 9 is imposed on this account

Interest rate is determined by bank
and may change

Interest begins accruing on the business day of the deposit

Interest is compounded daily and credited monthly

United Blue Money Market Account

Earns a higher rate of interest on account balances

Offers the benefits of a savings account with check-writing ability

Must deposit $50 to open this account

Limited to six(6) transfers from account every four weeks including pre-authorized transfers, telephone agreement three(3) checks, draft, or debit card transaction (including POS transactions)

Transfers and withdrawals made in person or by mail are unlimited

Must maintain a balance of $1,500 to avoid a monthly service charge of $ 12

Interest rate is determined by bank

Interest rate and annual percentage may change

Interest begins accruing on the business day of the deposit

Interest is compounded daily and credited monthly