More Services

Remote Deposit Capture

Deposit checks electronically from your desktop. Swift Blue Deposit utilizes a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from customers and issue deposits electronically to the bank, anytime day or night. It’s the quickest way to turn check deposits into cash.

Key Advantages of Swift Blue Deposit

  • Make deposits anytime
  • Save time preparing deposits
  • Consolidate funds from remote locations into the bank
  • Cut costly courier fees or trips to the bank
  • Reduce risk of check fraud

For more information
Call (215)351-4600 x101

Features Limitations Terms
Savings Overdraft Protection

Coming soon

 

 

Safe Deposit Boxes

Provide safekeeping for your valuable items and important documents

Annual fee of $20-$150 depending on the size of the box

Contract valid for one year

Money Orders

Guaranteed by the Bank
Safer than cash

Provides a paper trail for payment

No minimum

$1,000 Maximum

$3.00 for customer

$5.00 for non-customer

Treasurer’s Check

Guaranteed by the Bank
Safer than cash

Provides a paper trail for payment

No minimum
No Maximum
$10 Fee

Can only be purchased by United Bank customer

American Express Checks/Gift Cards

Safer than cash

Accepted all over the world

Refundable within 24 hours if lost stolen

Minimum $100
Maximum $2000

Fee for checks is 1% of the total

$5.00 for gift cards

VISA Check Card

Accepted everywhere VISA is accepted

Safer than cash

More convenient than checks

Can make purchases or withdraw cash

Limit 500.00 daily
$15 Annual Fees

Must have a United Bank of Philadelphia checking account

STAR System (ATM Machines)

Provides access to your cash 24 hours a day

Minimum withdrawal is $10

Varies according to card limits

No fee for customers at UBP machines

$1.25 at foreign machines

$1.75 for non-customers

Online Banking and Bill Pay

View current account balances or check to see if a payment has cleared

Transfer funds between accounts or pay bills 24 hours a day, 7 days a week

Set up repeating payments to be made automatically at the frequency you choose

No Maximum

No Minimum

Must complete and enrollment application prior to use

Bill pay available only to customers with checking accounts

$6.95 per month for individual and business users

Telephone Banking

Transfer from one account to another via telephone

No Minimum

No Maximum

Free

$2.00 per transfer if you use a  Personal Banker for assistance

Direct Deposit

Funds are conveniently deposited directly into checking or savings account

No Minimum

No Maximum

No Terms and Fees

 

Bank by Mail

Mail deposits or payments to a Financial Service Center (FSC) for processing

Great for customers unable to come to a FSC

No Maximum

No Minimum

No Terms and Fees

 

Merchant Services

Allows for immediate credit card transactions
Secure Socket

Layer(SSL) encryption for secure transactions
All major credit cards (VISA, MasterCard, &
American Express accepted

Funds promptly wired to your checking account

No Minimum

No Maximum

Terms and fees are based on activity and average ticket, size at the time or approval of the merchant’s application

Wire Transfers

Allows customers to send funds electronically from one bank to another

Transfer requests can be expedited the same day*

*Refer to “Request times”

No Maximum

No Minimum

Domestic $20
Foreign $100-$1000 $25
Foreign $1001-$5000  $35
Foreign $5001-$10,000   $ 45
Foreign $ 10,001-$15,000 $60
Foreign $15,001-25,000 ½ of 1%
Foreign $ 25,001 & above  1/3  of 1%
Transfer request times  3:00 p.m. - Domestic wires
4:00 p.m. - Foreign wires

 

Night Depository

Eliminates waiting time for deposit processing

Available 24 hours a day, 7 days a week

No Maximum

No minimum

Account is credited the day the deposit is verified

Bags and key are provided when you open your account

Notary Services

Deters fraud and ensures that documents are properly executed

No Maximum

No Minimum

$5.00 for UBP customers

$8.00 for Non-customers