United Bank of Philadelphia offers a wide variety of investment tools to help you achieve financial goals. The following is a guide to help you determine the best product(s) to maximize your money. If you are uncertain which products are right for you, stop by one of our Financial Service Centers.
| Minimum Balance to Open |
Interest Rate |
Annual Percentage Yield (APY) |
|
| Passbook Savings | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $150.00 |
$100 | 0.15% | 0.15% |
| Youth Passbook Savings | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $0.01 |
$5 | 0.25% | 0.25% |
| United Blue Statement Savings | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $500.00 |
$500 | 1.00% | 1.00% |
| Statement Savings | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $150.00 |
$100 | 0.25% | 0.25% |
| United Blue Club Accounts | |||
| All Balances The minimum balance required to obtain APY is $10.00 |
$10 | 0.40% | 0.40% |
| United Blue Interest Checking | |||
| The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $500.00 |
$50 | 0.05% | 0.05% |
| United Plus Interest Checking | |||
| The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $1000.00 |
$50 | 0.05% | 0.05% |
| Interest on Lawyers Trust Account (IOLTA) Checking | |||
| The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $1500.00 |
$1,500 | 0.05% | 0.05% |
| United Blue Personal Money Market Accounts | |||
| Daily Balances of: $1,500.00-$2,499.99 $2,500.00-$9,999.99 $10,000.00-$99,999.99 $100,000.00- The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $1,500.00 |
$1,000 | 0.50% 0.55% 1.00% 1.25% |
0.50% 0.55% 1.00% 1.25% |
| Burial Reserve Account | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $10.00 |
$100 | 0.25% | 0.25% |
| Escrow Savings Account | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $150.00 |
$100 | 0.25% | 0.25% |
| 30 Day Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 1.60% | 1.61% |
| 60 Day Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 1.60% | 1.61% |
| 90 Day Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.00% | 2.00% |
| 182 Day Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.25% | 2.25% |
| One Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.50% | 2.50% |
| Two Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.75% | 2.75% |
| Three Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.75% | 2.75% |
| Four Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.75% | 2.75% |
| Five Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 3.00% | 3.00% |
| IRA Statement Savings Account | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $50.00 |
$500 | 0.25% | 0.25% |
| IRA 6 month Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.00% | 2.02% |
| IRA 1 Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.50% | 2.50% |
| IRA 2 Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.75% | 2.75% |
| IRA 3 Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 2.75% | 2.75% |
| IRA 4 Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 3.00% | 3.00% |
| IRA 5 Year Certificate of Deposit* | |||
| All Balances The minimum balance required to obtain APY is $500.00 |
$500 | 3.00% | 3.00% |
| United Blue Business Statement Savings | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $1,500.00 |
$1,000 | 1.00% | 1.00% |
| Business Statement Savings | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $1,000.00 |
$1,000 | 0.25% | 0.25% |
| United Blue Premium Interest Checking | |||
| All Balances The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $2,500.00 |
$1,000 | 1.25% | 1.25% |
| United Blue Business Money Market Accounts | |||
| Daily Balances of: $1,500.00-$4,999.99 $5,000.00-$24,999.99 $25,000.00-$199,999.99 $200,000.00- The Interest rate and annual percentage yield may change after account opening The minimum balance required to obtain APY is $1,500.00 |
$1,000 | 0.50% 0.75% 1.25% 1.50% |
0.50% 0.75% 1.25% 1.50% |
* A penalty may be imposed for early withdrawal
** Rates subject to change without notice
*** Fees associated with some accounts may reduce your APY
Rates are accurate as of 02/01/08
Contact us at (215)351-4600 for more information on available rates and terms
