Our business savings accounts are specially designed to meet the needs of businesses large and small.
| Features | Limitations | Terms |
| Business Statement Savings | ||
Ideal for any business, non-profit organization, municipality or school district with United Bank checking account |
Must deposit $1,000 to open this account Must maintain a minimum balance of $1,500 to obtain the disclosed annual percentage yield Balances may not exceed $150,000 on this account Limit of 15 withdrawals per month Six(6) pre-authorized transfers per month, which includes telephone/automatic transfers |
Must maintain a balance of $1,500 to avoid monthly service charge of $12 Interest rate determined by Bank Interest rate and annual percentage yield may change Interest begins to accrue on the business day of the deposit Interest is compounded daily and credited monthly |
| United Blue Business Statement Savings | ||
Provides a monthly statement of account activity ACH capability ATM card availability Begin earning interest with a balance of $1,500 |
Must deposit $1,500 to earn interest Six (6) pre-authorized transfers per month, which includes telephone/ automatic transfers |
Must maintain a balance of $1,500 to avoid a monthly service charge of $12 |
| United Blue Certificates of Deposit | ||
Maturities range from one month to five years Jumbo CDs are available for investments if $100,000 or more |
Must deposit $500 to open this account May not make additional deposits into this account Withdrawals made before the maturity date will be subject to penalty A withdrawal will reduce earnings at maturity A 10 day grace period is provided after the maturity date to withdraw without penalty |
Maturity day will be stated on the certificate Account may be obtained with or without an automatic renewal The interest rate and annual percentage yield will not changed for the term of the account The interest rate will be in effect for the term of the certificate Interest begins to accrue on the business day deposit Interest will be compounded daily and will be credited at maturity |